LOAN RATES Loan Rates are subject to change. Loan Officer approval is based on credit rating and current ability to pay. Use our calculator Loans Rates as low as APR * Term Signature Loan **  8.50 8.50  n/a Consolidation Loan **  8.50 8.50  n/a  100% Share Secured Loan  5.25 5.25  n/a Home Equity Loan 60 (80% equity)**  5.75 5.75  60  Home Equity Loan 120 (80% equity)**  5.99 5.99 120  Home Equity Loan 180 (80% equity)**  7.25 7.25 180  Church Ministry Loan  6.00 6.00 60 Auto Loan (2007-2008 models) **  5.25 5.25  36 Auto Loan (2005-2006 models) **   1% over APR Auto Loan (2002-2004 models) **   2% over APR Visa Credit Card 11.90 11.90  n/a  Receive a .25% discount on a home equity loan when you open a new checking account! * APR = Annual Percentage Rate ** = Keystone UMFCU assigns the rate based on the individual credit risk provided by your personal Fair Isaac Score. The credit union offers counseling to help improve your risk score, in order to provide you with a lower rate. Contact the loan officer, Ext. 230, for further information. Loan Application | Go To Calculators SAVINGS RATES Savings Dividend Rate APY * Term Up to $2500 **  0.75 0.77 n/a Up to $10000 ** 1.00 1.00 n/a  Maximum ** 1.50 1.51 n/a  Christmas Club 0.75 0.77 n/a  All Purpose Account 0.75 0.77 n/a  Share Draft Checking 0.50 0.50  n/a  Money Market Checking        over $10000 1.50  1.51  n/a  over $25000 1.75 1.76 n/a  over $50000  2.00  2.02  n/a  Dividends declared for the 1st Quarter 2008 * APY = Annual Percentage Yield ** Life Savings Insurance up to $3000. Certain restrictions apply. Rates are subject to change weekly. Call the Credit Union office for updates. CERTIFICATES Certficates Min Deposit  Dividend Rate  APY *  Term  6 month $1000  2.50 2.52 6  6 mo. Jumbo $10000  2.65 2.68 6  12 mo. $1000  2.75 2.78 12  12 mo.  $25000  3.00 3.03 12  18 mo. **  $2500  3.00 3.00 18  30 mo. **  $1000  3.25 3.25 30  Penalty for early withdrawal. Rate is fixed for term of certificate. * APY = Annual Percentage Yield ** PAID at Maturity *** Matures Semi-Annually

724-776-2300 ext 257  
412-894-0966
814-209-0029
Toll Free: 800-886-3382
Fax: 724-776-1377

Email us at:
info@keystoneumfcu.org

Hours of Operation  
Monday through Friday
8:30am to 4:00pm