Our Competetive Rates

LOAN RATES

Loan Rates are subject to change. Loan Officer approval is based on credit rating and current ability to pay.
Use our calculator

Rates effective 12/1/11.

New/Used auto loan special going on now! Call for best rates.

Loans	Rates as low as	APR *	Term
Signature Loan **	8.45	8.45	n/a
Consolidation Loan **	8.45	8.45	n/a
100% Share Secured Loan	4.40	4.40	n/a
Home Equity Loan 60 (85% equity)**	4.50	4.50	60
Home Equity Loan 120 (85% equity)**	5.10	5.10	120
Home Equity Loan 180 (85% equity)**	5.50	5.50	180
Church Ministry Loan	5.50	5.50	60
Auto Loan (2010-2011 models) **	3.99	3.99	48/60
Auto Loan (2008-2009 models) **	1% over APR
Auto Loan (2005-2007 models) **	2% over APR
Visa Credit Card	11.90	11.90	n/a

Receive a .25% discount on a home equity loan when you open a new checking account!

* APR = Annual Percentage Rate

** = Keystone UMFCU assigns the rate based on the individual credit risk provided by your personal Fair Isaac Score. The credit union offers counseling to help improve your risk score, in order to provide you with a lower rate. Contact the loan officer, Ext. 230, for further information.

Loan Application | Go To Calculators

SAVINGS RATES

Savings	Dividend Rate	APY *	Term
Up to $2500 **	0.20	0.20	n/a
Up to $10000 **	0.35	0.35	n/a
Maximum **	0.50	0.50	n/a
Christmas Club	0.25	0.25	n/a
All Purpose Account	0.25	0.25	n/a
Share Draft Checking	0.15	0.15	n/a
Money Market Checking
over $10000	0.40	0.40	n/a
over $25000	0.50	0.50	n/a
over $50000	0.60	0.60	n/a

Dividends declared by the Board of Director for the 3rd Quarter 9/30/11.

* APY = Annual Percentage Yield
Rates are subject to change weekly. Call the Credit Union office for updates.

CERTIFICATES of DEPOSIT (CD)

KUMFCU offers great rates on CDs and has a variety of CD products available. Call the credit union office for current rates at (724) 776-2300 ext. 257.

As of 2/1/12.

Minimum	Dividend Rate	APY *	Term
$1,000**	.35	.35	6 months
$10,000**	.50	.50	6 months
$1,000**	.55	.561	12 months
$25,000**	.75	.75	12 months
$2,500***	.80	.80	18 months
$2,500**	1.00	1.00	24 months
$1,000***	1.25	1.25	30 months
Trad IRA**	1.30	1.31
Roth IRA**	1.30	1.31

Term Share Certificate Form

All rates are fixed for term of certificate.

Rates are subject to change weekly.

Penalty for early withdrawal.

* APY = Annual Percentage Yield

**Paid quarterly

***Paid at maturity

Online Banking

Account Number

KUMFCU

724-776-2300 ext 257
412-894-0966
814-209-0029
Toll Free: 800-886-3382
Fax: 724-776-1377

Email us at:
info@keystoneumfcu.org

Hours of Operation
Monday through Friday
8:30am to 4:00pm

Compliance